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Bad credit cash advances?

Question: Bad credit cash advances?

(Posted by: JL on 2009-10-15 11:25:27)

Due to medical expenses we have fallen behind on bills, rent, utilities etc. My credit score is not very good because of these recent problems. I have been trying to get a payday loan. Friends have reccomended a few websites. Each one I go to says they will match me with a lender. I fill out the application and get redirected to another website that says they will match me with a lender. Does anyone know of a legitimate website to directly apply for a payday loan? I am only in need of $1000 to cover the rest of this months rent.


Answers:

Posted by: Gabrielle on 2009-10-15, 11:32:40

If you have a bad credit history it used to stop you from obtaining a loan, but these days you have an option. Enter the bad credit loan. The companies offering bad credit secured loans are now numerous and are able to offer the client varying amounts of loans for any use and over lots of different terms. worldbestloans.com/ Another point to note is that the loan company may insist on a greater down payment and charge you a higher interest rate for the increased risk they are taking in lending money to an individual with less than perfect credit.

  

Posted by: Omega on 2009-10-15, 12:00:11

I've never seen a payday loan offered for more than $500. I believe medical expenses are either #1 or #2 of the leading causes of bankruptcy. IMO, perhaps you should consider bankruptcy. Those medical expenses would be wiped clean and you could have a fresh start. Plenty of people have rebounded from bankruptcy, too. In regards to your medical bills, you can cut a deal with the hospital/ physician billing people. This is exactly what insurance companies do, so why shouldn't you be able to? When you have insurance and they tell you it will be $100k for a kidney transplantation, do you really think that's how much the insurance company paid? No, they told the hospital what is the lowest amount of money you are willing to take for this operation. A lot of Americans don't know that if they can't pay their medical bills, call them up and cut a deal. Tell them what you can pay and they can take it or leave it. If they are smart, they will take what you can pay and avoid you going bankrupt where they get nothing out of you. This is a little bit of a sour issue for me because I just don't understand why the wealthiest nation on earth can't provide affordable health care to those who need it. Even small countries like Sweden have basic systems that work... In Sweden there is a cap at $100 for outpatient services, $230 on prescriptions and $10/ day on inpatient services...

  

Posted by: timothy p on 2009-10-15, 12:12:27

I would be very careful about entering your personal information online. Some of these sites are scams for identity theft(not sure why they would want to steal bad credit though). Your best bet for a payday loan would be going to a local small loan company. These places charge insane interest and you will never catch up. It is a very bad idea to use them Put the medical bills on hold and pay a little at a time. Most medical providers will take small payments.

  

Posted by: Eric R on 2009-10-16, 15:50:11

DONT get them they thert your familey youre goona go to jail there rude they are very rude to your familey they will make you pay before 2pm or on that day etc

  

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