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Unsecured personal loans for bad credit?
Hi there, I am looking for a longer term unsecured personal loan. I also have very poor credit. When searching online all I could find are payday loans. These are types of loans that are not only very shot term but as far as I can see, very scammy. I have also visited several banks in my town and non of them were able to get me approved. Any information would be very helpful.

No credit check same day loans?


Would you join a online saving website that offers loans to their members after 3 months with no interest rate?
I want to buy a new car but I wanted to save instead of taking out a loan high interest rates . My mum said there is this website where you can choose how much you want to save and for how long, after 3 months they offer to give you an advance on your savings a loan but as a member you never pay any interest rate, so if you choose to save 2,000 in a year and after 3 months you've saved 500, they will lead you 1,500 as well as give you your 500 saved and all you have to pay back is 1,500 would you join or is it too good to be true. My mum is a member but I don't know if I should pay money to a website I've never heard about? What would you do?

3 true or false questions about home loans, mortgage. It is math. Please help.?
1. True or False? A home appraisal is one example of a closing cost when taking out a mortgage loan.2. True or False? A mortgage lender will always require a down payment of 20% to 30% of the purchase price.3. True or False? The bank that pays the highest annual percentage rate APR is never the best deal, no matter what.

Debt consolidation loans for people with bad credit?
Hi everyone, I guess I'll just get right to it... I have over 40K in credit card debt and am looking for a way to consolidate that money into one loan. Problem is I also have pretty bad credit. The total debt is on 5 separate cards and the average interest rate is 17.5%. As you can see, I would save a small fortune if I could just get a loan for the total amount with a lower APR. I have been paying more than the minimum balance on all the cards for over 5 years but it just seems like I am not even making a dent. Not sure if this will help but over 35K of it is from medical bills from years ago. Most of the rest is interest built up over time.

Long term loans for people with bad credit?
I am looking for a way to get a long term loan, even though I have less than stellar credit, that doesn't involve local banks. I have already tried all the various banks in my local area and can not seem to get approved to a personal, long term loan. Any idea?

Student loans affect eligibility for other loans?
i.e. house, car, or personal loans?

What if due to health issues I can never repay student loans? They say there is no way out and no time limit.?
I worked my way through college on the 8 year plan, but couldn't keep it up through grad school. I borrowed the tuition money, ultimately close to $50K, fully intending to pay it back through the great corporate job I was going to get. A year after getting out, the tech bust eliminated the jobs and most of the agencies in that field, so I worked in different fields and continued using classes at local Junior Colleges to add to my skill set. But, chronic and unpredictable health issues make it impossible for me to guarantee that I can show up at an office and work the same regular schedule everyone else does. Nothing that is recognized as a documented condition that applies to disability. I did all right in the mortgage industry for awhile because I had more control over my hours, but didn't have the financial resources to continue when that industry went bust a few years ago. Now it's been 4 years since I've had a regular job, and in spite of my skills and education, I can't seem to even get an interview, let alone a job. My confidence is shot and I've been focusing on learning skills that will allow me to work from home on my own hours, but it looks like actually making a real income is a long way off. In the meanwhile, the $50K that I'd paid down to about $42 has now gone up to well over $60K due to interest and penalties and I have no clue how I'll ever pay it off. I haven't earned enough in my life to expect any livable amount of social security assuming it's still around and the best I can expect to help in the future is to inherit half of a house that still has a mortgage on it. What will happen to me? Will they come and take the house if I do own part of it. Will they be taking student loan payments out of the $300 a month I might get from social security? I'm 50 years old now and this is really starting to worry me. Do I have any options?

Personal loans for bad credit?
If I am looking to get themselves a fairly sizable personal loan and has had trouble getting this loan approved at local banks due to a low credit rating, what can I do to get the loan. Are there any other means aside from local banks and credit card companies?

Is there any way around paying the 20% down on construction loans?
I was wondering from anyone that is in finance or has recently built a home. We currently have owned our current home for almost 6 yrs. We need to move into a bigger home and would much prefer to build versus buy a resale home. We just arent sure we would be able to afford the 20% down. Our contractor was going to call around to speak with some lenders but I thought I would ask on here. Any creative financing ideas or anyone that can speak from experience on construction loans.

Buying a house in southern mi. Any tips on loans?
I'm new to the house buying scene. I'm looking to buy in St. Joseph county area near or in Three Rivers, MI. I'm basically asking where are good places for loans and wondering if there's anything the govt is doing to help new home buyers. I have no credit and owe money to a bank. So I guess I'm asking if those two things will affect my eligibility for a loan. PLEASE HELP

Are there any alternatives to loans as every avenue tried i cant get credit?? BRISTOL AREA HELP?
I've applied for Payday loans but my credit rating is shot, credit is desperately needed ASAP, all these same day loans are turning me down so im not sure what to do, before people ask i cant sell anything as i barely have anything to sell that i dont need, bank wont go near me with a barge pole live in bristol if that helps, cheers

Would the bank approve someone for a loan or mortgage if that person is a business owner?
I like to askWould the bank approve a person who main income is as a small business ownerVs someone who works full timeAs just a small business ownerWould u be elgible for to apply for loans and or a mortgage

WHERE in Oregon can I get a personal loan with "credit challenges"?
I am a mother of 3 and work 40 hours a week. I don't have time to waste, searching for something that just may not be possible.... Are there any places in Portland Oregon, that offer personal unsecured loans even with less then perfect B A D credit? Please no payday Loans, title loans or online work at home scams....

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